We will immediately suspend your Account once we are aware of such an incident. In the meantime you are responsible for all activity on your Account including third party access, regardless of whether or not their access was authorised by you.

You must not at any time transmit any content or other information on the service to another Customer or any other party by way of a screen capture or other similar method , nor display any such information or content in a frame or in any other manner that is different from how it would appear if such Customer or third party had typed the URL for the service into the browser line; When registering, you will be required to choose the currency in which you will operate your account.

This will be the currency of your deposits, withdrawals and bets placed and matched into the service as set out in these terms. Some payment methods do not process in all currencies. In such cases a processing currency will be displayed, along with a conversion calculator available on the page.

We are under no obligation to open an account for you and our website sign-up page is merely an invitation to treat.

It is entirely within our sole discretion whether or not to proceed with the opening of an account for you and, should we refuse to open an Account for you, we are under no obligation to provide you with a reason for the refusal.

Restricted Use 3. to promote unsolicited commercial advertisements, affiliate links, and other forms of solicitation which may be removed from the Service without notice;.

in any way which, in our reasonable opinion, could be considered as an attempt to: i cheat the Service or another Customer using the Service; or ii collude with any other Customer using the Service in order to obtain a dishonest advantage; to scrape our odds or violate any of our Intellectual Property Rights; or.

for any unlawful activity whatsoever. We may also take legal action against you for doing so in certain circumstances. Privacy Any information provided to us by you will be protected and processed in strict accordance with these Terms and our Privacy Policy. We will not reveal the identity of any person who places bets using the service unless the information is lawfully required by competent authorities such as Regulators, the Police e.

to investigate fraud, money laundering or sports integrity issues , or by Financial Entities such as banks or payment suppliers or as permitted from time to time pursuant to the Privacy Policy.

Upon registration, your information will be stored in our database. This means that your personal information may be transferred outside the European Economic Area EEA to jurisdictions that may not provide the same level of protection and security as applied within the EU or EEA.

By agreeing to these Terms you agree to the transfer of your personal information for the purpose of the provision of the Service object of this agreement and as further detailed in our Privacy Policy.

com account balances and transactions appear in the currency selected when the account was originally opened. We do not give credit for the use of the service.

We may close or suspend an Account and refund any monies held if you are not or we reasonably believe that you are not complying with these Terms, or to ensure the integrity or fairness of the Service or if we have other reasonable grounds to do so.

We may not always be able to give you prior notice. We reserve the right to suspend an account without prior notice and return all funds. Contractual obligations already matured will however be honoured.

If any amount is mistakenly credited to your account it remains our property and when we become aware of any such mistake, we shall notify you and the amount will be withdrawn from your Account. If, for any reason, your account goes overdrawn, you shall be in debt to us for the amount overdrawn.

You must inform us as soon as you become aware of any errors with respect to your Account. Customers have the right to self-exclude themselves from TIGER You cannot transfer, sell, or pledge Your Account to another person.

Should you wish to close your account with us, please send an email from your Registered Email Address to [email protected] Deposit of Funds You may deposit funds into your Account by any of the methods set out on our Website. All deposits should be made in the same currency as your Account and any deposits made in any other currency will be converted using the daily exchange rate obtained from www.

You are responsible for your own bank charges that you may incur due to depositing funds with us. TIGER is not a financial institution and uses a third party electronic payment processors to process credit and debit card deposits; they are not processed directly by us. If you deposit funds by either a credit card or a debit card, your Account will only be credited if we receive an approval and authorisation code from the payment issuing institution.

Your funds are deposited and held in the respective client account based on the currency of your account. We are not a financial institution and you will not be entitled to any interest on any outstanding account balances and any interest accrued on the client accounts will be paid to us.

Funds originating from ill-gotten means must not be deposited with us. Note that fees may apply as outlined in section 7. All withdrawals must be made in the currency of your account, unless otherwise stipulated by us. We reserve the right to request documentation for the purpose of identity verification prior to granting any withdrawals from your Account.

We also reserve our rights to request this documentation at any time during the lifetime of your relationship with us. All withdrawals must be made to the original debit, credit card, bank account, method of payment used to make the payment to your TIGER com Account.

We may, and always at our own discretion, allow you to withdraw to a payment method from which your original deposit did not originate. This will always be subject to additional security checks. Should you wish to withdraw funds but your account is either inaccessible, dormant, locked or closed, please contact our Customer Service Department at [email protected] Payment Transactions and Processors You are fully responsible for paying all monies owed to us.

You will reimburse us for any charge-backs, denial or reversal of payment you make and any loss suffered by us as a consequence thereof. We reserve the right to use third party electronic payment processors and or merchant banks to process payments made by you and you agree to be bound by their terms and conditions providing they are made aware to you and those terms do not conflict with these Terms.

All transactions made on our site might be checked to prevent money laundering or terrorism financing activity. Suspicious transactions will be reported to the relevant authority depending on the jurisdiction governing the transaction.

Errors In the event of an error or malfunction of our system or processes, all bets are rendered void. You are under an obligation to inform us immediately as soon as you become aware of any error with the service.

In the event of a casino system malfunction, or disconnection issues, all bets are rendered void. We make every effort to ensure that we do not make errors in posting lines. However, if as a result of human error or system problems a bet is accepted at an odd that is: materially different from those available in the general market at the time the bet was made; or clearly incorrect given the chance of the event occurring at the time the bet was made then we reserve the right to cancel or void that wager, or to cancel or void a wager made after an event has started.

We have the right to recover from you any amount overpaid and to adjust your account to rectify any mistake. An example of such a mistake might be where a price is incorrect or where we enter a result of an event incorrectly. If there are insufficient funds in your Account, we may demand that you pay us the relevant outstanding amount relating to any erroneous bets or wagers.

Accordingly, we reserve the right to cancel, reduce or delete any pending plays, whether placed with funds resulting from the error or not. General Rules If a sport-specific rule contradicts a general rule, then the general rule will not apply. The result of an event suspended after the start of competition will be decided according to the wagering rules specified for that sport by us.

All results posted shall be final after 72 hours and no queries will be entertained after that period of time. Minimum and maximum wager amounts on all sporting events will be determined by us and are subject to change without prior written notice.

We also reserve the right to adjust limits on individual Accounts as well. Customers are solely responsible for their own account transactions. Please be sure to review your wagers for any mistakes before sending them in.

Once a transaction is complete, it cannot be changed. We do not take responsibility for missing or duplicate wagers made by the Customer and will not entertain discrepancy requests because a play is missing or duplicated.

Customers may review their transactions in the My Account section of the site after each session to ensure all requested wagers were accepted. We attempt to follow the normal conventions to indicate home and away teams by indicating the home and away team by means of vertical placement on the desktop site version.

This means in American Sports we would place the home team on the bottom. For Non-US sports, we would indicate the home team on top. For the Asian and mobile versions, we do not distinguish between European and American Sports.

On the Asian and mobile versions of the site, the home team is always listed first. However, we do not guarantee the accuracy of this information and unless there is an official venue change subsequent to bets being placed, all wagers have action.

For example, two teams from the same League are playing in a Cup competition. In other words, a matchup will have action as long as the two teams are correct, and regardless of the League header in which it is placed on our Website.

If an event is not played on the same date as announced by the governing body, then all wagers on the event have no action.

If an event is posted by us, with an incorrect date, all wagers have action based on the date announced by the governing body. TIGER reserves the right to remove events, markets and any other product from the website.

TIGERreserves the right to restrict the casino access of any player without prior notice. In all futures wagering for example, total season wins, Super Bowl winner, etc. The method of such communication shall be in our sole and exclusive discretion.

All communications and notices to be given under these terms by either you or us shall be in writing in the English language when the service is not operated by TIGERand must be given to and from the Registered Email Address in your Account.

Matters Beyond Our Control We cannot be held liable for any failure or delay in providing the service due to an event of Force Majeure which could reasonably be considered to be outside our control despite our execution of reasonable preventative measures such as: an act of God; trade or labour dispute; power cut; act, failure or omission of any government or authority; obstruction or failure of telecommunication services; or any other delay or failure caused by a third party, and we will not be liable for any resulting loss or damage that you may suffer.

In such an event, we reserve the right to cancel or suspend the Service without incurring any liability. AS THIS SERVICE IS FOR CONSUMER USE ONLY WE WILL NOT BE LIABLE FOR ANY BUSINESS LOSSES OF ANY KIND.

Gambling By Those Under Age If we suspect that you are or receive notification that you are currently under 18 years or were under 18 years or below the age of majority as stipulated in the laws of the jurisdiction applicable to you when you placed any bets through the service your account will be suspended to prevent you placing any further bets or making any withdrawals from your account.

We will then investigate the matter, including whether you have been betting as an agent for, or otherwise on behalf, of a person under 18 years or below the age of majority as stipulated in the laws of the jurisdiction applicable to you. any monies deposited in your TIGER com account which are not winnings will be returned to you.

This condition also applies to you if you are over the age of 18 years but you are placing your bets within a jurisdiction which specifies a higher age than 18 years for legal betting and you are below that legal minimum age in that jurisdiction.

In the event we suspect you are in breach of the provisions of this Clause 15 or are attempting to rely on them for a fraudulent purpose, we reserve the right to take any action necessary in order to investigate the matter, including informing the relevant law enforcement agencies.

Anti Money-Laundering and KYC Policy It is the policy of TIGER to actively prevent the services of the firm being used to facilitate financial crime, money laundering and terrorist financing.

Strict compliance with all applicable regulations will also protect the senior management and staff of the firm, as individuals, from the risks of breaches of the law, regulations, and supervisory requirements, and to preserve the reputation of the TIGER against the damage that could be caused by being implicated in money laundering and terrorist financing activities.

The deputy will be the Director Chief Executive Officer CEO. The risk-based approach means that we focus our resources on the areas of greatest risk. Our policies, procedures and internal controls are designed to ensure compliance with all applicable anti-money laundering and anti-terrorist financing regulations and regulatory guidelines and will be reviewed and updated on a regular basis to ensure appropriate policies, procedures and internal controls are in place to account for both changes in regulations and changes in our business.

Money laundering shall be regarded as such even where the activities which generated the property to be laundered were carried out in the territory of another Member State or in that of a third country.

Terrorism financing means the provision or collection of funds, by any means, directly or indirectly, with the intention that they be used or in the knowledge that they are to be used, in full or in part, in order to carry out any terrorist act.

This includes computer software to assist in oversight. Senior management will receive and consider the monthly compliance reports sent by the MLRO and authorise changes based on the recommendations if required.

Senior Management consists of the Board of Directors, the Executive Management Committee and the MLRO. First point of contact for all compliance issues from staff.

Prepares monthly report for consideration of senior management and conducts risk assessments of compliance systems. Undertakes regular random analysis of transactions including assessment of documentary evidence provided by customers. Assists in making any necessary amendments to AML Policy in line with risk assessment.

Ensures everyone is periodically informed of any changes in anti- money laundering or anti-terrorist financing legislation, policies and procedures, as well as current developments and changes in money laundering or terrorist activity financing schemes particular to their jobs.

Reviews customer identification information to ensure that all the necessary information has been obtained. Establishes and implement the risk scoring matrix following regulatory guidance and for review and approval by Senior Management.

Ensure company procedures are adhered to and obtaining all documentary evidence as outlined within the manual. Ensure that all suspicious and unusual activity is reported to the MLRO. Has the authority to act independently in carrying out their responsibilities, which includes direct access to the Gaming Control Board, Curacao and appropriate law enforcement agencies, in order that any suspicious activity may be reported to the right quarter as soon as is practicable.

Has the authority and the resources necessary to discharge their responsibilities effectively. Is from a senior level and has direct access to senior management and the board of directors.

May choose to delegate certain duties to other employees, but wherever such a delegation is made, the MLRO retains ultimate responsibility for the implementation of the compliance regime.

At least annually, the MLRO will issue a report the MLRO Report to the senior management of TIGER on the operation and effectiveness of the money laundering controls. These policies and procedures are: Written and maintained by the MLRO under the supervision of senior management Approved by senior management Communicated, understood and adhered to by everyone dealing with customers or their transactions, including those who work in the areas relating to customer identification, record keeping, and reportable transactions, who need enough information to process and complete a transaction properly as well as to ascertain the identity of customers and keep records as required.

Policies and procedures which incorporate the reporting, record keeping, customer identification, risk assessment and risk mitigation requirements applicable. Although directors and senior officers may not be involved in day-to-day compliance, they need to understand the statutory duties placed upon them, their staff and TIGER itself.

Existing regulatory obligations, such as for customer identification, are a minimum baseline requirement. Where enhanced due diligence is appropriate, a principle of the risk-based approach is to focus resources where they are most needed to manage risks within our tolerance level.

When the risk assessment determines that risk is high for money laundering or terrorist financing, then we will develop risk mitigation strategies and apply them.

The risk assessment will document and consider the following: Products, services and delivery channels Geographic locations and areas of operation Customers The risk assessment may identify high-risk situations for which risk mitigation controls and monitoring may be required. The risk assessment is not static and will change over time.

When a customer is identified as high-risk, they are subject to more frequent ongoing monitoring and updating of customer identification information, as well as any other appropriate enhanced measures. TIGER shall perform an initial risk assessment at the beginning of a new customer relationship and for existing customers on an ongoing basis.

For example, products and services that support the movement and conversion of assets into, through and out of the financial system pose a high risk. Certain services have also been identified by financial regulators, governmental authorities or other credible sources as being potentially high-risk for money laundering or terrorist financing.

Wire transactions; Transactions involving third parties; Non-face-to-face business relationships. These have been described by the FATF and by other resources such as Transparency International.

Clients from, or identified as linked to these countries will be regarded as high risk: Any country subject to sanctions, embargoes, or similar measures; Any country identified by credible sources as providing funding or support for terrorist activities, or that have designated terrorist organisations operating within their country; Any country known to be a tax haven, source of narcotics or other significant criminal activity; Any country identified by the Financial Action Task Force FATF as non-cooperative in the fight against money laundering or terrorist financing or subject to a FATF statement; Any country identified by credible sources as lacking appropriate money laundering or terrorist financing laws and regulations, or as having significant levels of corruption.

TIGER does not do business with or provide services to anyone in any country belonging to a list of select countries subject to comprehensive international sanctions. This is not limited to identification or record keeping, but it is also about understanding the customers — including their activities, transaction patterns, and how they operate.

Examples of the factors that will be considered are: How long we have known the customer and had a business relationship; Customers wanting to carry out large transactions; Customers with regulatory or enforcement issues; Customers with multiple online complaints; Customers whose identification is difficult to verify; Customers whose who are politically exposed.

The rating given at the beginning of the business relationship may be adjusted after the re-assessment and may change over time. The level of customer due diligence will vary depending on the risk rating of the customer at the beginning of the relationship and as it changes. For all high-risk players, enhanced due diligence is applied right away.

The goal of this training is to make sure that those who have contact with customers, who see customer transaction activity or who handle funds in any way understand the reporting, customer identification and record keeping requirements.

All new employees of TIGER are required to complete anti-money laundering and terrorist financing compliance training within their first three months of employment, and for customer-facing staff training is delivered prior to dealing with customers.

Training is currently conducted through a customised course. The training program is delivered electronically via a learning management system. The training program is reviewed and updated by the MLRO to reflect requirements as they change.

The compliance training includes a test which everyone must pass in order to consider their training complete. To ensure employee training is kept up to date, all existing employees will receive follow up training on new and existing AML and regulatory requirements on a regular basis at least within one year of their last training.

If the online training test results show that a staff member does not understanding the training material, TIGER will ensure that the staff member receives specialised one-on-one training to understand the material.

An employee log of assigned and completed training materials is kept by the MLRO and the Human Resources department for administrative purposes. Retention of these records is for a period of five years.

The MLRO will review functions and arrange to provide suitable and customised training. Our training will include at a minimum: An understanding of the reporting, customer identification and record keeping requirements as well as penalties for not meeting those requirements; Making all employees aware of the internal policies and procedures for deterring and detecting money laundering and terrorist financing that are associated with their jobs; Delivering to employees and suppliers a clear understanding of their responsibilities under these policies and procedures; All those who have contact with customers, who see customer transaction activity, who handle cash or funds in any way or who are responsible for implementing or overseeing the compliance regime must understand the reporting, customer identification and record keeping requirements.

Making all employees aware of how TIGER is vulnerable to abuse by criminals laundering the proceeds of crime or by terrorists financing their activities; Making all employees and agents aware that they cannot disclose that they have made a suspicious transaction report, or disclose the contents of such a report, with the intent to prejudice a criminal investigation, whether it has started or not; That all employees and agents understanding that no criminal or civil proceedings may be brought against them for making a report in good faith; Background information on money laundering so everyone who needs to can understand what money laundering is, why criminals choose to launder money and how the process usually works; Details of what terrorist financing is and how that process usually works.

The MLRO is responsible for ensuring that everyone is informed of changes in anti-money laundering or anti-terrorist financing legislation, policies and procedures, and current developments in money laundering or terrorist activity financing schemes particularly relevant to their jobs.

Certain employees, such as those in compliance, customer services and operations, require types of specialised additional training which will be provided either through external services or internally.

The training program is reviewed and updated to reflect changes in requirements. Interpretation of the KYC principle begins with identification of the customer by means of the necessary identification documents. That identification, completed by other information gathered, enables the Customer Acceptance Policy to be applied.

In addition to these objective criteria, there are subjective elements which may arouse suspicions regarding a customer and to which particular attention should be paid. Finally, as KYC does not involve static data, but dynamic data through the relationship with the customer, it also needs follow-up and ongoing monitoring of the customer.

Customer identification and verification KYC The formal identification of customers on entry into commercial relations is a vital element, both for the regulations relating to money laundering and for the KYC policy.

The specific case of the due diligence exercised on the acceptance of politically exposed persons PEP. Concrete application at TIGER is reflected by a specific identification procedure for customers referenced as PEP, whatever their place of residence. Customer acceptance policy Customer Identification Client Identification is intended to confirm the existence and identify the individual with which TIGER has a business relationship and obtain supporting identity information.

This includes measures to: Confirm the existence of the individual through identification documents; Conduct due diligence into the identity of the customer including: Cross-referencing customer names against government watch lists; Determining whether the customers are politically exposed persons; Determining whether any third parties are involved; Reviewing relevant publicly available information on the customer e.

adverse media, social media ; Reviewing their background, reputation; Keep records of all information and documents obtained. Identifying Information for Customers This section sets out the standard identification requirements for individuals who have entered into a business relationship with TIGER This outline is likely to be sufficient for most situations.

If, however, the customer is assessed as presenting a higher money laundering or terrorist financing risk, in line with our identified risk matrix, then TIGER requires additional identity information to be provided and increase the level or verification accordingly.

Any concerns must be reported to the MLRO. If a customer is unable to produce a primary ID, the reasons for this should be noted and they may not be able to maintain an account.

All documentary evidence must be recent. If they are acting for another person then we will require details of such. This will be done by the MLRO or under the supervision of the MLRO. Usual checks on photo ID may include: Likeness against the customer Does the date of birth on the evidence match the apparent age of the customer?

Is the ID valid? Is the spelling of names the same as other documents provided by the customer? Checks on secondary evidence of ID may include: Do the addresses match the address given on the photo ID? Does the name of the customer match with the name on the photo ID?

For example, transactions will be considered as linked when they are carried out by the same customer during a single period of being logged on to the TIGER website or if they are carried out in 48 hours.

In all cases, the customer will receive a notification to upload identity verification documents listed above. Each document that is provided by customers to TIGER is checked manually by dedicated staff.

Further events that may trigger Identity Verification processes: When a customer requests a withdrawal to a different account than one that was used to make a deposit e. due to the fact that certain payment service providers do not support incoming payments or other reasons.

Copies will be kept of all the documents used for identification. Bank Statements and Payslips — These may be requested from customers displaying potentially problematic gambling patterns and when external information available on the customer does not validate the amounts being gambled.

In such cases TIGER would ask its higher volume customers for documents which would support the funds being spent on gambling. Mitigation of Impersonation Risk Various additional customer identity checks are permitted on a risk-based approach.

Keeping Information Up-to-Date Once the identity of a customer has been confirmed, it does not have to be confirmed again. However, if there is any doubt about the information held, then that identification will be obtained again, including the identification of the customer. TIGER may review the customer documentation and then update it as appropriate.

Any changes to identification such as a change of name of the customer would require new documents to be obtained. A suspicious activity is one where it is known, or suspected, there are reasonably grounds to know or suspect that a person is engaged in, or attempting, money laundering or terrorist financing.

Suspicious transactions reporting Having knowledge means knowing something to be true. Knowledge can be inferred from the surrounding circumstances; so, for example, a failure to ask obvious questions may imply knowledge.

The knowledge must, however, have come to TIGER during the course of business, or from a disclosure to the MLRO. Suspicion is more subjective and falls short of proof based on firm evidence.

Suspicion is more than speculation and is based on some foundation. An unusual transaction is not necessarily suspicious. The MLRO is required to assess all of the circumstances and, in some cases, it may be helpful to ask the customer or others more questions.

The choice depends on what is already known about the customer and the transaction, and how easy it is to make enquiries. Members of staff who consider a transaction or activity to be suspicious, would not necessarily be expected to know or to establish the exact nature of any underlying criminal offence, or that the particular funds or property were those arising from a crime, money laundering or terrorist financing.

The test is likely to be met when there are facts or circumstances, known to the member of staff, from which a reasonable person in a payments firm would have inferred knowledge, or formed the suspicion, that another person was engaged in money laundering or terrorist financing.

A defence of failing to meet the test of suspicion, would be for staff to demonstrate that they took reasonable steps to know the customer and the rationale for the transaction, activity or instruction.

Once completed, the form should be printed off. The member of staff making the report must sign and date the form before giving it to the MLRO. The MLRO will take note of the date and time of report receipt.

Upon receipt of the form by the MLRO, they will then decide what is to be done as a result of the report, e. or not, or further enquiries made and record its decision and the reason for it in the customer files. The member of staff concerned must be informed of the decision and the reasons for it.

If the matter is to be referred to GCB, the MLRO or a subordinate will complete the FIAU report form and discussing with the reporting member of staff how matters with the customer are to be conducted from that stage.

The GCB report form must be signed off by the MLRO or the CEO. TIGER must not proceed with a transaction whilst we await consent from the concerned from GCB it is given 7 working days not including weekends or bank holidays to consider the report. If we hear nothing then we may continue with the transaction but not inform the customer about the report.

GCB may give consent to proceed earlier than this time limit. They may also refuse consent in which case they have a further 31 calendar days including weekends or bank holidays to further consider the report.

After this they must either begin proceedings or allow the transaction to continue. The MLRO will submit a softcopy version of the report to the GCB. Any paper file for each matter will be kept by the MLRO. There must be no record on the customer file or on the computer system which refers in any way to suspicious activity reporting, money laundering, etc.

It is a criminal offence to inform a customer that a SAR has been submitted, or to inform them of an investigation into their affairs. All records of SARs will be kept in the central reporting file, which is kept by the MLRO. There is no monetary threshold for making a SAR.

Suspicious transactions may involve several factors that on their own seem insignificant, but together raise suspicion that the transaction is related to the commission or attempted commission of a money laundering or terrorist activity financing offence, or both. As a general guide, a transaction may be connected to money laundering or terrorist activity financing when we think that it or a group of transactions raises questions or gives rise to discomfort, apprehension or mistrust.

TIGER will examine, as far as reasonably possible, the background and purpose of all complex, unusual large transactions, and all unusual patterns of transactions, which have no apparent economic or lawful purpose. The context in which the transaction occurs or is attempted is a significant factor in assessing suspicion and this will vary from one customer to another.

Transactions will be evaluated in terms of what seems appropriate and is within normal practices in business and based on our knowledge of the customer. The fact that transactions do not appear to be in keeping with normal industry practices may be a relevant factor. With 70 players in the field, a cut will be made after 36 holes to the top 50 and ties, and those within 10 shots of the lead.

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